More spending with card and data that builds loyalty
Silk turns your cards into a merchant-funded rewards channel, at no cost to the bank.
It offers rewards at participating merchants. Transactions increase, engagement rises. And you keep the merchant spending data.
In collaboration with banks such as
Mastercard Fintech of the Year 2025
Increased spending with cards and data that fosters loyalty
Increased spending with cards and data that fosters loyalty
Users are using their card more to earn cashback at physical stores.
Engagement in the app
Engagement in the app
Reward notification after each purchase: more openings and returns.
Spending data
Spending data
Categories, hotspots, and buying behavior in your customer base.
Turnkey program
Turnkey program
Card-linked offers integrated into your app, without coupon operation.
How does it work?
How does it work?
Rewards for your customers. Sales and data for you
How it works
They pay with their card. They get cashback. Nothing to activate.
+€2.49 cashback on your purchase
+€1.75 cashback on your purchase
In-store
Online
Real-time attribution via terminal ID
What we do
- We source, onboard and manage merchants
- We run campaigns, matching and reporting
- The bank just distributes the reward
What your bank gains
More card usageEveryday rewards
New revenueRetail media paid for by merchants
Zero workloadFast launch